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How To Budget Wisely

There comes a day in every month that you review your earnings and your expenses. Naturally, what you’re aiming for is to have more income coming in rather than out of your budget, and then suddenly you just realise that your expenses for that month exceeds the earnings you made. This becomes really frustrating, because we all want to have a definite and established budgeting system, and of course, we want ...

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Is Using A Web-Based Incorporation Service Worth It?

I've incorporated 2 businesses for myself.  The first one I did on my own.  I found the forms, filled them out and filed them (along with government fees).  The second incorporation I did I used an online incorporation service. Which was easier? Using an online incorporation service.  And that's after I had already done an incorporation. 4 Reasons to Use an Online Incorporation Service 1.  Get the right for ...

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The Benefits Of Letting Property

The advantages of letting property as a means of income. It is nowhere near as easy as it used to be to get on the property ladder, let alone climbing it to move into a new home.  Many people are seemingly stuck in what was designed to be their first home, and are unable to move due to market forces.   However, there are some options available for people within this bracket. Rather than considering sel ...

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Educating Teens About Various Types Of Banking Services

The legendary American actor Bob Hope once said, “A bank is a place that will lend you money if you can prove that you don’t need it.” Although he was joking there is a certain truth to the statement. If your credit isn’t up to par, then you’ll have a more difficult time getting a loan and paying it back than someone who has an excellent credit rating. Having no credit is almost as bad as having negative it ...

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Wells Fargo Threatens Foreclosure On Breast Cancer Patient’s Home

Wells Fargo Threatens Foreclosure on Breast Cancer Patient’s Home Wells Fargo certainly has showed their feelings about the breast cancer ribbon recently, according to the New York Daily News. The bank has threatened to foreclose on the home of a woman who has stage-four breast cancer and has been battling for four long years. According to the report, there is no way that Cindi Davis and her husband Kirk ca ...

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7 Ways You Sabotage Your Savings Accounts Without You Knowing!

Finances can be a difficult process. Especially for those who have a savings account.   A lot of this comes down to how you act and view money, often without knowing. These seven examples serve to show how money is unknowingly being wasted. Image courtesy of krapow from Flickr 1)      Living Outside Your Means One of the most important financial lessons you'll ever learn is to live within your means. Accept ...

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Understanding Different Types Of Car Insurance

When you are buying car insurance, it can be confusing to understand the different types and how they apply. In order to make the best purchasing decision, it is important to look for more than just the lowest premium rate possible and buy exactly the kind of insurance you need. Liability Insurance Liability car insurance is required in almost every state in order to drive legally and register your car. Lia ...

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Direct Line Car Insurance Tips To Find The Best Deals

Direct Line Car Insurance Tips To Find The Best Deals Over 25 years ago Direct Line started with just a car insurance product only available over the phone. Now they conduct business all over the world and offer a wide variety of products and services. Several great deals are available directly through Direct Line; however to ensure substantial savings are taken advantage of, check here for the latest Direc ...

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The Tech Savvy Frugal Shopper

Something for nothing you say? Impossible I’d probably respond; the most you can hope for is slightly reduced prices for reduced quality. Perhaps that’s just being dismissive or pessimistic, but it’s closer to the truth more often than not. But by using coupons, vouchers or promotional codes online, the masses are convinced that it can save you money. Perhaps it’s all down to how much work you’re willing to ...

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The Growing Class Disparity In The US: Who Is John Galt?

Who is John Galt? This is a question that many people will perhaps not understand. For those that do understand, some may not want to hear, nor answer. But the fact remains that the climate today in the United States is beginning to resemble that in Ayn Rands Novel, Atlas Shrugged. Here is a quick answer to that question. In the novel, John Galt is a man who attempts to “stop the motor of the world” by orga ...

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