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Things To Consider About An Individual Health Insurance Plan

Having adequate health insurance is something that a lot of people who are part of a group benefits plan take for granted. When you have group benefits through your job, the process is pretty simple. You go to work, the amount for your benefits comes off your pay automatically, and when you need to use the insurance, you use it.   For people who may be in between jobs, self-employed or even retired, an ...

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5 Of The 21st Century’s Most Significant Events

The 21st Century has barely even begun, but it's already generated a huge number of significant events in the history books. Here's a look at some of the most important events of this century.  Can you remember what you were doing when they happened? 1. September 11th WTC Attacks September 11th 2001 saw four suicide attacks in the United States.  The Islamist militant group known as al-Qaueda hijacked four ...

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Tips For Getting The Best Mortgage Rates

Make Sure Your Credit Report is Up to Snuff While it is always good to periodically check your credit report for inaccuracies, it is particularly so when applying for major loan like a mortgage—your credit score being off just  little bit can end up costing you thousands of dollars in interest. Get a copy at least six months prior to seeking a loan. The website Annual Credit Report provides one free report ...

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Are You A Smart Credit Card User? Here’s A Handy Checklist

Some of the most common credit card advice many people hear entails cutting up the cards and only using cash for items they can afford. While it comes with good intentions, this advice is not practical for the majority of cardholders. Financial experts agree that most individuals are unlikely to part with their credit cards. In many cases, using a credit card responsibly is often preferable to eliminating i ...

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How To Properly Finance A Car

Few people are going to purchase their car without some sort of financing. You need to be smart when it comes to getting a loan for your vehicle. Salespeople at the dealership are trained to make sure you pay as much as possible. Understanding some basic loan principles will ensure that you get a good deal on your next car. Negotiate The Price Of The Car First Forget about the monthly payment until you have ...

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Exercise for Your Wallet

There are thousands of studies that have been performed and thousands more that will be performed that show the important of exercise in our daily lives. Experts say that everyone needs at least 30 minutes of exercise every day. The way you get that exercise can vary, because all that really matters is that you keep your heart rate elevated for 30 minutes. If you workout every day you’ll be able to stay hea ...

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5 Tips To Find More Affordable Health Insurance

As the rise in health insurance premiums continues to outpace the rate of inflation, trimming your healthcare-related costs is more important than ever. Despite what you may have heard, it's still possible to find quality health insurance at a relatively reasonable price.   Keep in mind the five tips below to help you find more affordable health insurance as you conduct your search for the perfect indi ...

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Take Care Of Your Fine Art Through Proper Insurance

If you possess some fine art and paintings that you have managed to collect and if you are thinking of exhibiting them, then it would be prudent to take the appropriate high value home insurance cover. After all, regardless of how safely these works of fine art are kept and maintained, some percentage of risk with regard to their security is inevitable. You need to ensure that you try and cover all possible ...

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7 Ways To Use Twitter To Improve Your Financial Literacy

Many people use Twitter as a highly effective tool for social networking and keeping ahead of trends. But it also has many other uses that you may not have thought about. For instance, did you know there are many ways it can help you gain financial literacy? With such a huge database of individuals using the site, the popular social network can be an incredibly powerful learning tool.  A little research and ...

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Is Your Child Old Enough To Work In Texas?

If you’re a parent like me, you are counting down the days until your kids can get a job and stop asking you for money.  If you live in Texas, as well as the rest of the United States, there are laws that govern if your child is old enough to legally work.  If they are old enough to be employed, Texas labor laws outline what they legally can and cannot do.  By law, a child is any person under the age of 18. ...

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