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The Importance Of Professional Indemnity Insurance For Accountancy Firms

Outlining the need for accountancy firms to have professional indemnity insurance in place and explaining why this is. Professional Indemnity Insurance is the insurance every Accountancy company must have in place.  Indeed a firm should not perform any work without the adequate cover. This insurance protects the company or partnership against claims for financial losses to clients as a result of the advice ...

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How To Rebuild Your Credit After Bankruptcy

Bankruptcy is generally used as a means of last resort when consumers face overwhelming debt with no relief in sight. Once you get through the process, your credit report will reflect your filing for a number of years, but will this prevent you from rebuilding your credit and being able to get a car loan, mortgage, or credit cards? You do have to be proactive in rebuilding your credit. Getting a job with a ...

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Signs Of Economic Recovery, But…

Facts and figures are often generally deceiving about almost any subject you can name. Nowhere is this more evident than when talking about the economy. Republicans can find as many reasons to say the present administration isn't working as Democrats can find to point out the mistakes of the Bush years. Hindsight is a wonderful teacher, if that is the purpose for which it is used, but in politics and the ec ...

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Whole Life Insurance Policies: Description, Pros And Cons

In order to satisfy market demands and policy holder concerns, whole life insurance policies were created as an alternative to the original Temporary or term life insurance policies. The biggest advantage to whole life insurance policies is that the plan remains active for the life of the policy holder, as long as yearly premium payments are made. Term life insurance policies have a set time limit for activ ...

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Term Life Insurance: What You Need To Know

Temporary (better known as Term) life insurance is a life insurance policy that covers policy holders for a set period of time in the event of death. If the policy holder passes away during the time frame of an active term life policy, payment of the death benefit is made to the designated beneficiary. Term life insurance policies are the most affordable options for death benefits per dollar amount of premi ...

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Five Benefits Of Debt Consolidation

For many people in modern society, debt is just a way of life.  Easy to get lines of credit and credit cards paired with best intentions for repayment that didn’t quite work out have created scores and scores of debt disasters. That’s why debt solution products are so popular and why so many people are seeking them out.  Debt consolidation is one method that a lot of people use to try ...

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Guide To Starting Up A Business On A Small Budget

Guide to Starting Up a Business on a Budget Setting up a business at any time can be a daunting prospect. Setting one up in turbulent economic times represents an even greater challenge but success is certainly achievable, even on a tight budget. Eyes open The key to success starts right at the beginning. Whether you’ve spotted a gap in the market or have decided to go it alone with an established customer ...

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9 Lessons To Save Your Pain When Buying To Renting A House

Moving house has been listed as one of three most traumatic experiences in life, the other two being marriage and death.  Whilst the latter are more traumatic for obvious reasons, one can easily make avoidable mistakes when buying a house or renting a new one. Buying and renting a house are very complex processes, so it’s no wonder that many people unwittingly make big mistakes.  Whilst renting poses less o ...

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When Buying A New Home, Avoid Over Buying And Under Buying

Overbuying and under buying can each be dangerous for home buyers. Many first time home buyers find that their wants outweigh their budgets, well many second time home buyers (especially in today’s economy) try to be too frugal and end up unhappy with their purchase. Overbuying Many home buyers find the loan amount that they are approved for and immediately shop in that price range. What they don’t think ab ...

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Why It’s Worth Getting An Accountant

In these tough economic times, people are looking to pinch pennies wherever they can.  Whether that means cutting back on entertainment expenses, buying lower-quality food, or skipping the family vacation for a few years, the desire to save cash and build up a nest egg has never been stronger than it has in the last few years While being money-conscious is never a bad thing, the mentality can sometimes blee ...

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