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A Guide To Repairing Your Finances Post-College

When you are at college you can do the responsible thing, work hard and make sure that you come out with a qualification and some savings along with a shining financial record... Or you can do what 99% of college students do, the exact opposite. I’m not going to tell you what you should do, or should have done, but assuming you aren’t/weren’t so diligent, you have probably come out of coll ...

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5 Things You Might Not Know About The Fair Credit Reporting Act

We hear so much about credit scores, but do you really know what a credit score is? In brief, a credit score is a numerical way of indicating a person's creditworthiness. This number is used by banks, employers, insurers, and other groups to approve or deny loans, specify credit limits, and more. The lower your credit rating is, the less likely you can get approved for loans, the higher your interest rate m ...

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Buying A Block Of Land

Your investment into the purchase of a parcel of land may be a wise, sound investment. Land, after all, is in high demand in many areas of the world. Some people will purchase land purely with the intention of holding onto it with the expectation that its value will increase with time. Others, however, have the desire to develop the land in the near or distant future. Whatever your intentions are with regar ...

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A Guide To Different Investment Vehicles

Investing wisely is the key to a profitable portfolio. There are numerous investment vehicles available, and it can be overwhelming trying to differentiate between the options. Here are 5 different investment vehicles for the savvy investor. StocksThe most common investment vehicle is direct investment in stocks. Whether you choose to invest in the London Stock Exchange or in the overseas exchanges like the ...

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Quick Ways To Make Extra Cash

While the economy may be in a better state than it was in 2008, there is still a lot of room for improvement and many people are still struggling to make ends meet. If you are having a tough time financially and are looking for ways to make extra money then you are not alone. Many people are still unemployed and finding a job, any job, is still their first priority. For those of you who do have a steady inc ...

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Online Banking; Protect Yourself From Fraud

Today’s digital society is continuously evolving, and new ways of technological fraud are being created every day in order to scam consumers out of their hard earned cash. From fake emails asking for your account details to bogus credit card offers, fraud is everywhere, whether it’s on the high street or online. Over the last few years, online banking has allowed customers to access their accoun ...

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Planning For Retirement

The German government has recently started to talk about increasing the retirement age to 69 years old (Forbes). This may seem high, but people increasingly have to retire later, whether they’re in Europe, America or even Australia. A rise in the cost of living and poor investment returns have resulted in many people working well into their 60s (and even 70s). Unfortunately, their retirement nest egg isn’t ...

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How Hiring Licensed Movers Could Save Your Life And Your Pocketbook

Moving to a new house or a new area can be very exciting, as it gives you a chance to experience new things in life. At the same time, the actual process of moving can be a huge burden. If you do the job yourself, you could be putting your health and your pocketbook in a sticky situation. Here are a few things to consider about why you should hire licensed movers for your next move. Avoid Injury or Unnecess ...

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Common Mistakes Most New Home Buyers Make

You cannot return a home and get your money back if you are dissatisfied with your purchase. Therefore, buyer be aware and take your time with the decision that will likely be one of the biggest purchases of your life. Too often new homeowners make common mistakes and buying a house they later find they cannot afford is one of them. Before you invest energy and money into a new home, sit down and figure out ...

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Chapter 7 vs. Chapter 13 Bankruptcy: What’s The Difference?

No one wants to have to declare bankruptcy, but sometimes it's the only way to get a handle on financial problems. If a debtor has been declared unable to pay their debts by judicial process, they can go into bankruptcy. Insolvent debtors might have to allow the courts to administer their property for the benefit of their creditors. Debtors who file by themselves go into voluntary bankruptcy. Federal bankru ...

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